And when every detail of your spending is highlighted, it becomes laughably easy to spot the areas of improvement. Once you’ve shined a light on your ghost of a budget, it can no longer hide. And to understand it, you have to track it. Why? Because to improve something you have to understand it. Put simply, tracking your spending is THE easiest way I know to gain control of your finances. With the frequency and ferocity that I talk about tracking your spending, you’d expect recording your expenses for a month to be the personal financial equivalent of winning the Powerball. So of course, I’m going to talk about it again. Safe to say, the horse is sufficiently dead. And there’s even that time I linked to someone else talking about it in a recent monthly Link-O-Rama. I bring it up whenever I’m interviewed by the media. The regular readers will recognize that I mention it during pretty much every net worth update. By this point you’re probably sick of hearing me harp about the importance of tracking your spending.
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December 2022
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